Energy healers provide invaluable emotional and physical relief, but even caring therapists may face malpractice claims.
Insurance provides essential protection against claims. Here are some key coverages available to you:
General Liability
Energy healing practitioners assist their clients in finding balance, often employing holistic modalities such as Reiki, Wim Hof Method, guided meditation, crystal healing and numerology to do so. No matter which modalities you utilize for energy healing sessions, liability insurance will help safeguard both yourself and your business against claims for accidental injuries or damage caused by their clients’ actions.
Some states mandate energy medicine practitioners have liability coverage; the following reputable insurance providers offer tailored policies specifically designed to meet energy worker needs. Their offerings include both general and professional liability policies with high aggregate limits. They are widely recognized industry leaders for offering excellent customer service; some even provide online tools that allow clients to manage and access documents related to their policy online.
DeeAnna has partnered with several insurance companies to offer coaches and alternative practitioners in the USA the option of purchasing liability insurance policies to meet their unique needs, from students studying or full-time practitioners working less than six hours per week. You have complete freedom when selecting your policy to suit you!
Insurance providers for energy workers offer many products and services beyond liability coverage, such as marketing strategies, client resources and networking with other energy healing practitioners through online communities. Furthermore, some of these insurance providers provide discounts to members of HTPA; to learn about what discounts may apply when purchasing liability coverage through one of these providers contact either your coach at HTPA or directly the insurer to see which discounts might apply to you.
Professional Liability
Professional Liability Insurance protects against the risk of claims brought against you for alleged negligence or injury, making it essential for energy healers, massage therapists and other health and wellness practitioners. In many states this type of coverage is mandated.
EMPA offers insurance through HPSO which is provided by CNA Financial – a company with an A+ rating from the Better Business Bureau and high customer satisfaction scores from J.D. Power that has long been known as one of the premier insurers for health professions. They offer multiple policies tailored to different levels of training and practice with costs starting at under $25 a month for USA only practices.
EMPA offers more than liability insurance: they also provide benefits and services designed to help expand your practice, such as risk management education, marketing strategies and practitioner labs that give hands-on experience. They also host an online community where energy practitioners can come together and share resources. Innersource must also be listed as an additional insured endorsement in your policy in order to be included on Eden Energy Medicine Certified Practitioner Directory listings.
Energy healing services provide much-needed relief and relaxation to clients, yet accidents do happen even with the most diligent healers. That is why having A+-rated, affordable energy healing insurance coverage in place is so essential – having this peace of mind allows you to focus on your work while knowing that any unexpected circumstances will be covered – something every energy healing practitioner deserves.
Cyber Liability
If your energy healing services help clients find balance in their lives, protecting yourself with high-rated professional liability and cyber insurance is crucial to keeping business running smoothly. Our energy healing practitioner insurance program features A+ coverage limits so your business is protected in case a claim comes up against you.
BBI can offer cyber and other specialty insurance policies to complement your standard general or professional liability policy, such as employment practices policies for coverage related to employment practices and auto policies for property damage caused by commercial vehicles used for business use.
Claims related to data breaches would be covered under our cyber policy while data loss or theft would fall under a crime/fidelity policy.
